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Bullion

Keywords

Banking, Banking legislations.

Abstract

This paper examines Nigeria's new banking legislations. The new banking laws together with deposit insurance system, established in 1988, and the new regulations embodies in the prudential guidelines and the accounting standards for banks, both introduced in 1990, constitute and essential foundation for managing and promoting a dynamic and sound financial sector. The new regulatory environment places emphasis on the need for institutions to strengthen and build up capital, improve the quality of assets and maintain high lending and investment standards. The paper is in three parts. Part I reviews some of the major trends in the financial industry with emphasis on the evolving structure of banking and the efforts and the factors underlying the changes. Part 2 highlights the major changes embodied in the decrees while Part 3 summaries and concludes the paper.

Author Bio

The author is a Deputy Governor of the Central Bank of Nigeria.

Publication Title

CBN Bullion

Issue

3

Volume

16

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