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Bullion

Keywords

Coins-in-circulation, Payment structure, Currency-in-circulation

Abstract

The main purpose of currency in any nation is to facilitate transactions and serves as a store of value. Currency is made up of banknotes and coins. While banknotes are expected to be used for relatively large value payments, coins are for low value ones. The paper examines the factors responsible for low usage of coins in Nigeria and suggest possible remedial measures. The paper observes that there had been a general low use of coins for retail transactions in Nigeria. This was reflected in the relative value of coins in circulation as against the value of currency which was as low as 0.1 7% as at 30'n December, 2005. Coins, as part of the instruments of the payments system, are desirable for retail transactions, to avoid rounding up of prices and "forced purchase" of unrequired quantities of some consumer items.

Author Bio

The Author is a staff of Central Bank of Nigeria.

Publication Title

CBN Bullion

Issue

4

Volume

30

COinS
 
 

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