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Bullion

Keywords

Financial system, Regulation, Supervision, Financial innovation

Abstract

The paper examines the enormous role of financial institutions, especially banks to the efficient functioning of the economy. The shortcomings of regulation and supervision, notwithstanding, one can argue that because of the special role that financial institutions play in the economy and the economic and social costs to society of their eventual failure, it is obvious that leaving the forces of demand and supply to bear will have adverse implications on the economy and the living standards of the nation's citizens. lt is on this note that i expound on the various reasons for financial system regulation in section 2. The paper ends in section 3 with some conclusions and policy implications.

Author Bio

The author Victor Ekpu, is the Director of Research and Policy Development at Mindset Resource Consulting, Glasgow, UK.

Publication Title

CBN Bullion

Issue

4

Volume

35

COinS
 
 

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