Bridging, Housing deficit, Mortgage financing.


The objective of this paper is to assess the efficacy of housing mortgages and the current mortgage refinancing company at addressing the housing deficit in Nigeria. This paper would be structured ' thus: section I is the introduction, while section 2 looks of housing provision and policy in Nigeria. Existing housing finance options in Nigeria are discussed in section 3 and the need for mortgage refinancing in Nigeria in section 4. Challenges of mortgage refinancing in Nigeria are examined in section 5, while the conclusion and recommendations are presented in section 6.

Author Bio

The authors are staff of Research Department, Central Bank of Nigeria.

Publication Title

CBN Bullion.


2 - 1


37 - 38



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