Economic and Financial Review


F O. Oresotu


Central Bank of Nigeria (CBN), Research Department


Commercial bank loans, Banking-Nigeria, Nigeria economy


The main objective of the paper, according to the author, is to specify and estimate the demand and supply functions of commercial banks loans and advances "with a view to identifying those factors that influence both variables in Nigeria." The study's conclusion is also very crucial. All economic variables theoretically justified as explanatory variables of the demand and supply functions are not supported by the study as appropriate explanatory variables. The study thus negates all theoretical claims without any suggestion of what variables should explain these important dependent variables.





Recommended Citation

Oresotu, F. O. (1986). Specification and estimation of demand and supply functions of commercial banks' loans and advances in Nigeria: 1961 – 1983: Comments, CBN Economic and Financial Review, (EFR), 24(1), 65-69.



To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.