Economic and Financial Review


Central Bank of Nigeria


Housing Finance, Mortgage Finance, Housing, Nigeria


The article examines among issues raised in the 2001 Report of the Presidential Committee on Urban Development and Housing, which made recommendations for the National Housing Policy. ln order to appreciate the kind of land tenure system that is operated in the country, the objective of this paper is to highlight the process and procedure individuals or corporate bodies will have to go through in order to secure finance for building or buying a house. The paper is divided into three sections. Following this introduction, is section two which discusses mortgage loan perfection, while section three appraises the land tenure and housing in the context of the 2001 Report of the Presidential Committee on Urban Development and Housing- Section four concludes the paper.

Author Bio

Mr. J, A, Akinwale is the Managing Director/Chief Executive Officer, Jimlands Nigeria Limited (Housing Finance Consulting Services Company).

Publication Title

CBN Economic and Financial Review (EFR)





Recommended Citation

Akinwale, J. A. (2005). The land tenure system: which land title for the Nigerian mortgage industry? Economic and Financial Review. 43(4), 97-104.



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