Economic and Financial Review


Research Department, Central Bank of Nigeria


Minimum capital requirement, Credit risk, Benchmark risk weights


This paper presents a critique of the form of the risk- based capital standard known as Basel I & II. It examines the likely implication of the Based II capital accord for the Nigerian banking system and advises that the CBN should consider carefully the cost of implication of the new Accord before developing a timetable for its implementation.

Author Bio

Arua is a lecturer in the Department of Banking and Finance, Ebonyi State University, Abakaliki.

Publication Title

CBN Economic and Financial Review (EFR)





Recommended Citation

Arua N. (2006). Risk-Based Capital Standard for Banks: a critique: Economic and Financial Review, 44 (3), 63-87.

Included in

Economics Commons



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