Economic and Financial Review


Central Bank of Nigeria


Housing Finance, Mortgage Finance, Housing, Nigeria


This article discusses innovative structural reforms and investments that can improve housing delivery in Nigeria. Following this introduction, we would focus on the issue of housing as a fundamental human right, then a review of housing developments in Nigeria. In examining how to improve housing delivery in Nigeria, the article underscores the need for strengthening public institutions through the application of appropriate policies that would enhance optimum utilisation of existing resources for efficient housing delivery. The article highlights the need for renewed collaboration and commitment particularly among stakeholders and putting in place, specific workable institutional arrangements that would enhance sound policy making environment that would facilitate infrastructural development alongside efficient housing delivery and housing sector development in Nigeria. These were considered in Sections 4 and 5, by looking at institutional and policy issues; and perspectives for sustaining housing delivery in Nigeria.

Author Bio

Mr. Ademola Bamidele is the President/CEO of Premium Corporate Management Company Limited, Abuja and a former Deputy Director, Monetary Policy Department, Central Bank of Nigeria.

Publication Title

CBN Economic and Financial Review





Recommended Citation

Bamidele, Ademola (2019). Strengthening Institutions for Housing Delivery in Nigeria. CBN Economic and Financial Review. 57(4), 153-176.



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