Economic and Financial Review


Central Bank of Nigeria


Housing Finance, Mortgage Finance, Housing, Nigeria


This article examines the issues, challenges as well as prospects in the Nigerian housing sector. Following the introductory section, section 2 provides stylised facts about the real estate sector in Nigeria; section 3 investigates the challenges facing the housing sector in Nigeria, as a foundation towards proffering viable policy options in eradicating the housing deficit in the country. Section 4 provides the policies capable of curbing housing deficit in Nigeria, while section 5 discusses the prospects. Section 6 concludes the article.

Author Bio

Prof. Akpan Ekpo is a Professor of Economics and Public Policy, University of Uyo.

Publication Title

CBN Economic and Financial Review





Recommended Citation

Ekpo, Akpan (2019). Housing Deficit in Nigeria: Issues, Challenges and Prospects. CBN Economic and Financial Review. 57(4), 177-188.



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