The Maturity and Security Patterns of Commercial Bank Loans and Advances: 1963-68

Authors

Central Bank of Nigeria CBN, Central Bank of Nigeria

Publisher

Central Bank of Nigeria

Keywords

Commercial Banks, Bank Loans, Loans and Advances

Abstract

This paper has examined the maturity and security patterns of commercial bank loans and advances during the 1963-68 period. It is, perhaps, not surprising to find that most commercial bank loans are short-term. It is, however, instructive to find that up to 90 per cent of commercial bank loans granted during the period matured or were expected to mature within one year. This pattern of behaviour is observed in a developing country in which commercial banks constitute the main mobilisers and suppliers of loanable funds.

Author Bio

The authors are staff of Research Department, Central Bank of Nigeria

Publication Title

CBN Economic and Financial Review

Issue

1

Volume

7

Recommended Citation

Central Bank of Nigeria (1969). The Maturity and Security Patterns of Commercial Bank Loans and Advances: 1963-68. CBN Economic and Financial Review. 7(1), 25-122.